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A payment gateway allows a connection directly between a website and a bank, meaning that payments can be placed directly on a website and deposited straight into a bank account. A payment gateway is a server that is dedicated to linking websites and banks so that online credit card transactions can be completed in real-time.
E-commerce does not only refer to the selling of physical products, it can also refer to the selling of services where payments for the services are made online.
SSL is a way of encrypting data sent over the internet. This means that before the data is sent it is encrypted in a way that makes it unreadable if intercepted.